ADVANTAGEOrlando Renters: Stop Paying Your Landlord's Mortgage
When your Lease is up where are you going to live?
You're already paying for a home—it's just not yours. What if your next monthly payment went toward owning instead of renting?
Choose Any Home on the MLS
Pick the home you love—not limited to our inventory
Flexible Qualification
Credit challenges? Non-traditional income? We can help
30-Year Owner Financing
Market interest rates with a path to traditional refinancing
Start Your Journey to Homeownership
Complete the form below and we'll contact you within 24 hours
Your Path to Homeownership: Step-by-Step
From renter to homeowner in Orlando—here's exactly how it works
Submit Your Consultation Request
Fill out the simple form on this page. We'll contact you within 24 hours to discuss your situation, answer questions, and determine if our program is a good fit for you. No obligation, no pressure.
Timeline: Same day or next business day
Complete the Pre-Approval Application
Our application looks at your whole financial picture—not just your credit score. We consider your income, employment history, rental payment history, and overall financial stability. We work with people who have credit challenges, non-traditional income, or other circumstances that make traditional financing difficult.
Timeline: 3-5 business days for approval decision
Get Pre-Approved & Understand Your Budget
Once approved, we'll provide you with a clear budget showing your maximum purchase price, estimated monthly payment, and required initial investment. You'll know exactly what you can afford before you start house hunting.
Timeline: Immediate upon approval
Choose Your Home from the MLS
Work with one of our licensed real estate agents to search the entire Orlando MLS for homes that fit your needs and budget. You're not limited to a small inventory—you can choose almost any home on the market. Tour homes, compare neighborhoods, and find the perfect fit for your family.
Timeline: Varies (typically 2-6 weeks depending on your preferences)
We Purchase the Home with Cash
Once you've selected your home, we negotiate and purchase it with cash on your behalf. This gives you the advantage of being a cash buyer—sellers love cash offers because they close faster and have fewer contingencies. We handle the entire purchase transaction through a licensed attorney or title company.
Timeline: 30-45 days from offer acceptance to closing
Owner Financing Agreement
After we purchase the home, we owner-finance it to you with a 30-year term at market interest rates. Your monthly payment goes toward principal and interest—building equity in YOUR home, not your landlord's. The financing is structured to give you a clear path to traditional refinancing once you've built equity and improved your credit.
Timeline: Concurrent with or immediately after the cash purchase closing
Move In & Start Building Equity
Get your keys and move into YOUR home. From day one, you're building equity with every payment. You're responsible for maintenance and upkeep (just like any homeowner), but you also have the freedom to customize, renovate, and make the space truly yours.
Timeline: Immediate upon closing
Refinance to Traditional Financing (Optional)
As you make on-time payments and build equity, your credit improves and you gain a strong payment history. Many of our participants refinance into traditional bank financing within 2-5 years, often at lower interest rates. This is your path to full, unrestricted homeownership.
Timeline: Typically 2-5 years (varies by individual circumstances)
Total Timeline: Approximately 2-3 Months from Application to Move-In
Every situation is unique, but most of our participants go from renter to homeowner in 60-90 days.
Download the Complete Process Guide
Get a detailed PDF version of our 8-step process that you can save, print, and reference anytime.
No spam, no strings attached. Just helpful information to guide your homeownership journey.
Orlando Renters Who Made the Switch
"We found a beautiful home and received down payment assistance through a State program at floridahousing.org."
— Sarah & Mike, Orlando Homeowners
"I was skeptical at first but this company was very transparent and never deviated from what they advertise in their website."
— David R., Orlando Homeowner
Ready to Stop Renting and Start Owning?
Your next rent payment could be a mortgage payment on your own home.
Hi! I'm here to help you learn about our homebuyer programs. Ask me anything!